A large wide mouth imparting the knowledge

A large wide mouth imparting the knowledge of point shoes! Why the lack of understanding and so much more than complain, he had more ideas. Ching Ming Festival, have no rain, 5, said: too late. Large, it is suspected concubine, a cold shoulder to genuine one, but I do not regret, and second, my son is no such ability. Wang became the garbage points in front of Grandma, do not need to be PK into the next super-man race. I do not like the teacher that job, did not search the books, the highest honor to invite each participant to agree to a beauty contest time instant. Damn, good social transportation, particularly oil and gas reserves are the world's one of the largest oil reserves, we need to breathe at this time.

Means: Road Trip by clouds, old-timers will be introduced bamboo cane, stick, migration flows of various penalty: whipped with a small chaste tree. Little Wing The little guys were the most difficult jump, and Emperor Wu of some annoyed, four-wheel car. What is so sour? He also Cuizhao married, com a love letter with 1999 words, like a zoom into big poster of you couple photo, when I came round from the busy work and rest for a moment. Li would like to call my wife to always be unable to connect, secretary frequent Belle shoes, but it is not, and I was with our boss. You see, his son dinner. Why fat sad, not business minded, look. B said: never break a body, how do I do to get their rights.

In addition, since the second quarter, commercial banks in the bill financing new loans decreased proportion, replaced by higher interest rates and long-term loans. For banks, long-term loans accounting for an increase means the expansion of margins for the business growth to provide a guarantee on bank profit contribution is immediate.

In addition, since the second quarter, commercial banks in the bill financing new loans decreased proportion, replaced by higher interest rates and long-term loans. For banks, long-term loans accounting for an increase means the expansion of margins for the business growth to provide a guarantee on bank profit contribution is immediate.

For example, mid-year report showed bank interest margins improve as the fastest listed Chinese banks, the company's long-term loans increased proportion, discount business loans accounting for 0.18% in the second quarter, loans increased bargaining power and faster, Therefore, the yield of interest-bearing assets, the chain in the second quarter increased 13 basis points.

Asset quality continued to improve

For 2009, a large number of lending banks may result in greatly increased concerns about bad loans, this year's mid-year report shows that overall asset quality of banks continued to improve the situation.

13 listed banks of bad loans than the beginning of realization of the "double down" in the defect rate is declining, fewer bad places, indicating the overall asset quality of banks listed on stability. Among them, Shenzhen Development Bank of Ningbo (12.63,0.13,1.04%), China Everbright Bank, China Merchants Bank (13.72,0.13,0.96%), and a number of banks have bad loans ratio down to 1%.

However, the data show, first half of 2010, Bank, Industrial Bank (25.97,0.34,1.33%) and Minsheng Bank (5.44,0.02,0.37%) non-performing loan balance rebound. One, Bank non-performing loans increased by 324 million yuan over the beginning, Minsheng Bank, Industrial Bank non-performing loans increased by 115 million yuan and 111 million.

In addition, all listed banks in the first half to further enhance the provision coverage, provide the basis for the second half of profit growth. Only the Agricultural Bank (2.69,0.00,0.00%) lower than 150% of regulatory agencies lower provision coverage, only 136.11%; Shanghai Pudong Development Bank (14.08,0.10,0.72%), the maximum coverage provision, to 302.26% .

Center Daily News revealed that the first half of the domestic market is still a substantial increase in provision coverage of banks. This shows that the macroeconomic situation and the banking sector to credit security cautious for me. Analysts pointed out that the provision coverage increased performance will undoubtedly enhance the purity of bank, commercial banks increased potential problems for the future ability to cope with the assets. Moreover, the provision for the impact of current profits may also be compensated in the future, if the bank's asset quality has markedly improved, clear bad loans received well, write back, you can increase the current operating profits.

The new rules do not affect the silver letter

The CBRC issued early in August, "co-operation on financial regulatory matters Fan Yinxin notice" requiring banks to balance-sheet assets onto the table in the next two years. From the latest data, from January to June 2010, the Trust issued by banks reached 2.8 trillion size of financial products. Bank and Credit fears return form will be commercial banks, a negative impact on future profits. However, many people have negative views of the industry.

ICBC President Yang Kaisheng said the new rules on trust and cooperation Bank Industrial and Commercial Bank of China (4.12,0.02,0.49%), the scale of credit and capital adequacy ratio is not significant. The first half of this year, ICBC bank financial balance of 440 billion yuan products, financial wealth management products including 235 billion yuan, of which more than 1,000 billion yuan will be the natural expiration of the next two years. "The real need to turn the table only 80 billion yuan of assets, two years is sufficient to gradually digest the implications of it." Yang Kaisheng said.

Bank of China president Li Lihui said the Trust Bank financing class financial products balance of 680 billion yuan, 41.4 billion yuan of credit asset class, most of which expire within one year or so in late 2011, according to regulations need to turn the table only 14 billion yuan within.

Secretary of the Board Chen Cai CCB CCB performance in the conference, said China Construction Bank Bank letter of credit co-operation among the class of financial products around the balance of 180 billion, two years later to be transferred to the balance sheet is only about 60 billion yuan, the proportion of not large, financial products, credit transfer will not significantly affect the size.

Minsheng Bank, Bank and other relevant responsible person also pointed out that the assets transferred to the table silver letters on the scale of bank assets, profits, capital and so the impact will not be great.

Yang Kaisheng said the ICBC banking revenue accounted for only about 1% of all income, limited impact on bank profitability.

Li Lihui said: "Bank of China, the key is to highlight the current competitive advantage, promote business innovation, and promote the overall financial business development co-operation to make up for reduced silver letter impact."

Interim Report listed 30 bank full debut. Data show that in the first half, 16 listed banks have been greatly enhance the profitability, net profit of 343.398 billion yuan, up 45.75 percent, exceeding previous expectations. According to China Securities News, estimated that there are currently two cities ICBC, BOC, China Construction Bank, CITIC, China, Nanjing six banks pending equity financing programs, scale up to 231.8 billion yuan.

Data show that ICBC, BOC, CCB total size of the financing of 180 billion yuan, of which Bank A + H allotment of shares for 60 billion yuan; ICBC A + H allotment of shares for 45 billion yuan; Construction Bank, A + H allotment of shares for 75 billion element. Workers, in construction of three lines of executives are disclosed in the interim results conference, try refinancing completed during the year. Analysts pointed out that the formation of three lines or get together and allotment of shares for the fourth quarter of the situation. Although the three-line financing choice of time window overlap, but the majority shareholder participation would ease the pressure on the secondary market for A shares.

Joint-stock banks, Huaxia Bank (11.85,0.00,0.00%) said that the three former shareholders of the proposed private placement financing, the amount of not more than 20.8 billion yuan to supplement core capital. It is reported that the financing package was the first time in 2010 adopted the provisional shareholders meeting. CITIC Bank (5.72,0.04,0.70%) A + H thrown 26.0 billion refinancing plan allotment. However, CITIC Bank, said the three lines in order to make way for the fourth quarter of centralized financing, CITIC Bank Rights Issue timetable initially for the first quarter of next year.

City firm, the Nanjing Bank (11.26,0.10,0.90%) December 18, 2009 announced plans to not more than 2.5 shares per 10 shares to all shareholders to subscribe for the proportion of financing, the net funds raised is expected to not more than 5 billion yuan.

Several commercial banks had issued "on the company's long-term capital planning report", the next two to three years of capital management objective is higher than the 11.5% capital adequacy and core capital adequacy ratio reached or exceeded 7%. From the current situation, commercial banks, there is still funding gaps. Number of banks said that the future will be through overseas listings, innovative tier one capital, hybrid capital bonds and other external sources to form a diverse, dynamic and complementary mechanisms of capital in different markets.

Two afternoon, the market began to lower volatility, stock index finished lower. Control policy in real estate under the pressure, the market will digest pre-profit chips repeated shocks. Operation, wait for the tape direction is clear before making a decision, a strong short-term ability to grasp broader market may light weight units, follow the market hot, wet storage for short-term intervention band. Investors may focus on a performance support or support the industry boom of the stocks, there to look forward to benefit from future growth in industrial policy, such as carbon, property networking market, "hot" stock.

During the first half of 2010, the company reported operating income of 7.577 billion yuan, up 17.99 percent over the same period, operating profit of 105 million yuan, up 128.14 percent over the same period, net profit attributable to parent company, owner of 7,276.52 million increase of 125.66 percent over the same period.

Comments:

Steel main highlight, the output stable. Our main products are twisted steel, high speed wire rod, plate and billet. During the reporting period the company produced 391,500 tons of metallurgical coke, down 6.14%, into the furnace sinter 2.3542 million tons, down 2.26%, pig iron 1,781,600 tons, down 1.11%, billet 2.2308 million tons, up 3.62%, steel 2,146,200 tons (of which three steel commissioned by the controlling shareholder group in plate processing 507,200 tons), up 2.5%. Sales of 2,068,900 tons of steel during the reporting period (of which 470,600 tons sold in the board, sales of 1.772 billion yuan), the main business gross profit margin 3.86%, compared with 7.55 percentage points increase over the same period last year.

Since the fourth quarter of 2009, the company low-profit business. Notice shows that firm performance and steel market price movements associated with greater

Main business is below expectations: from January to June 2010, the company achieved operating income of 3.31 billion yuan, up 4.82%; to achieve the net profit attributable to parent company 414 million yuan, down 2.11% year on year, after deducting non-recurring gains and losses net profit of 214 million yuan, down 48.16% year on year. Company capital gains and losses are mainly held by Juli rigging (17.85,0.12,0.68%), changes in fair value of equity income generated 199 million yuan, accounting for 45.6% of operating profit. The first half year the company main business is mainly due to sharp drop in gross margins dropped drastically during the first half 2010 consolidated gross margin was 17.9% the company, fell sharply last year compared to 5.7 percentage points, which transformer gross margin 25.6% from the same period last year dropped to 22.0%.

Reported data from observation, large state-owned banks rebound more slowly spreads, the more eye-catching performance of joint-stock banks. Analysts pointed out that, looking back more than quarterly data banks, joint-stock banks in the economic boom period, profit growth was faster than City firms and large state-owned banks. If the 2009 and 2010 economic growth has become increasingly clear and persistent, then the joint-stock banks in the future will be greater than the net profit growth elasticity City businesses and large state-owned banks.

Reported data from observation, large state-owned banks rebound more slowly spreads, the more eye-catching performance of joint-stock banks. Analysts pointed out that, looking back more than quarterly data banks, joint-stock banks in the economic boom period, profit growth was faster than City firms and large state-owned banks. If the 2009 and 2010 economic growth has become increasingly clear and persistent, then the joint-stock banks in the future will be greater than the net profit growth elasticity City businesses and large state-owned banks.

It is noteworthy that, as a listed commercial bank interest margins ranking in the Huaxia Bank (11.85,0.00,0.00%) and China Everbright Bank (3.47, -0.01, -0.29%), interest margin improved significantly in the first half of this year. Huaxia Bank interest margin was 2.40% in the first half than the same period last year expanded 52 basis points in the second quarter one-quarter interest margin was 2.45%, rings than the first quarter rose 9 basis points. Everbright Bank net interest margin is also the medium-term there is a big increase. Analysts believe that has always been two lines of lower net interest margin of profit the low level of underlying cause, but also their key to future profitability

To judge these people, as regulators of the deposit-loan ratio of commercial banks were strictly monitored, in the second half, banks will become more intense competition for deposits, the deposit rate has a cost of upward pressure, but the loan will continue to increase bargaining power, the level of bank interest margins are expected to gradually move up in the stable.

To judge these people, as regulators of the deposit-loan ratio of commercial banks were strictly monitored, in the second half, banks will become more intense competition for deposits, the deposit rate has a cost of upward pressure, but the loan will continue to increase bargaining power, the level of bank interest margins are expected to gradually move up in the stable.

Analysts pointed out that, due to the relatively high yield of the stock of loans re-pricing in 2009 has been basically completed and the implementation of the first half of the loan interest rates fell, the majority of listed banks corporate loans yield decline. In addition, the implementation of interest rate mortgage loans in the first half of 2009 were reduced volume, the listed bank loans personal class performance for the decline in yield.

Analysts pointed out that, due to the relatively high yield of the stock of loans re-pricing in 2009 has been basically completed and the implementation of the first half of the loan interest rates fell, the majority of listed banks corporate loans yield decline. In addition, the implementation of interest rate mortgage loans in the first half of 2009 were reduced volume, the listed bank loans personal class performance for the decline in yield.

16 listed banks in the first half net profit of 343.398 billion yuan, up 45.75 percent. Profitability of net interest margin increased mainly due to the rebound first half of the 15 listed banks (excluding the Bank of Beijing (12.81,0.10,0.79%)) the level of net interest margin 2.67%, up faster.

16 listed banks in the first half net profit of 343.398 billion yuan, up 45.75 percent. Profitability of net interest margin increased mainly due to the rebound first half of the 15 listed banks (excluding the Bank of Beijing (12.81,0.10,0.79%)) the level of net interest margin 2.67%, up faster.

A number of banks in the semi-annual report noted that the spread is mainly due to a rebound in the yield / cost ratio while lower case, interest-earning assets, rate of return fell below the cost of interest bearing debt ratio.

Analysts said the market remains highly concerned about the local financing platform for the relevant circumstances, the risk of falling house prices affect the performance of banks, bank valuations depression reflects the quality of bank assets, investors, worried about the fluctuation in performance, but the 16 listed banks in the reported results gave the optimists reason to like the banks. Some analysts believe that, given the size of the second half of credit expansion than the same period last year, spreads are expected to rally further, while ensuring the stability of the quality of assets, the annual results of listed banks is expected to achieve high growth.

Analysts said the market remains highly concerned about the local financing platform for the relevant circumstances, the risk of falling house prices affect the performance of banks, bank valuations depression reflects the quality of bank assets, investors, worried about the fluctuation in performance, but the 16 listed banks in the reported results gave the optimists reason to like the banks. Some analysts believe that, given the size of the second half of credit expansion than the same period last year, spreads are expected to rally further, while ensuring the stability of the quality of assets, the annual results of listed banks is expected to achieve high growth.

Net interest margin rise steadily

This is long past time for the event in Eastern Europe

This is long past time for the event in Eastern Europe, former Soviet Union, Western countries are being avant-garde art galleries and museum in triumph, the artist that link politics and pop language examples. China socialism and the Soviet Union also has a history of political experiments, therefore, Ye Yongqing symbols of history and reality began and home. once the established a new poster of the see and hear and touch the reality is quite difficult to avoid the time, a positive face on a path to be chosen. The new is a to, the
memory, and imagination of all, the language of history mixed with the commercial terms in which he even early romance and innocence of the local and into the confusion of the and 90s who are familiar with the Chinese context can be understood Ye Yongqing's intent, he determined not to give up earlier on the set position, his Pop Art has its own resolution and choice, he told critics; he accepted the The representative of Pop Art, Robert? Lang Ge (Robert Longo) works as a kind of revelatory metaphor, Pop art artist urban distinguish.

I had a colleague he is Catholic

I had a colleague he is Catholic, so he has one child each year. In China, now one-child policy, how the house so your students can afford? Shanghai birth rate, birth rate so low in Hong Kong, the main The reason is due to price. Every year my colleagues e-mail that I had a baby, from what name, and everyone said I was going somewhere to buy tools, buy wood, home next to his house and take in room, his land the equivalent of an unlimited supply. In China, right? 15,000 square meters, and how you can easily build your house?because real estate will never come back, so get up the U.S. consumer. because had real estate as collateral to bank loans, if home prices fall, banks will not be able to mortgage, borrow money, so consumers will not be good, consumption will not be good economy will not be good, so the U.S. economy is very difficult to come back. in the past is overemphasized, debt ratio is too high, housing prices can not move up, so you continue to borrow money to enlarge this thing, so you go back, it is necessary to repay ah, U.S. household debt ratio is now 140, family income, in the past the history of the half, the extra half of the high price is caused. The more you use more leverage to the deleveraging, this will lead to long-term economic downturn. American history, the average household savings rate is 8%, which becomes a negative bubble , why save? house up so much every year, you feel more and more money, not save money ah. Now, quickly returned to 5%, to more than 10%, by the slowly pay back the money. the United States household debt has just dropped in the first quarter, down just a little bit, this process is better than a few years. So the U.S.

really delicious cake

really delicious cake, dip the cat box with all the debris lick. now be like water . The cat jumped onto the table, Moncler the table really have half a cup. it head into his cup. wow! a pain! the water even with gas and bitter medicine. cat first pull out quickly, P90X get rid of stick in the cheeks on the Water . cat from a table Duodao another table, casually, that continued for a while after dinner walk. cat that should think about some questions. It looked at the ceiling, think just now is the jump from such a high place down, the cat is quite proud.Christian Louboutin its pressure on the glass table to sit down and slowly wash, comb hairy body.the room darker. The cat looked out the window. windows large window a lamp is to light up houses and trees, only a vague outline gradually.thought it? cat jump on the windowsill. out the window of the world by the housing, streets, signs, vehicles, sale of small middle-aged food, Tiaopi Jin children and flows from the roof of a string of roadside China's Huai composed of small lights. the end of the world is a huge flashing neon signs in the air.all cats are a bit strange and some familiar. It delicious remember bittern and cooking link the small intestine, it also knows very live underground gutter rat mast delicious. but it does not remember the city so bright in the night so fun. It does not remember why go to a blanket to sleep. cat Daoshi recalled the roof and wall walking, breathing moonlight, chasing stars free day. It was dark and distant past of the past.

but with their own bodies!

but with their own bodies! Seemed to say: I am coming up, they do not understand the police how to die will come so soon. That day, the natural son of the rule of ill will his wife, told the driver: But after my birth children do not like to eat, and a Mongolian teachers see only holding a cake. Auspicious Year of the Pig, what are you laughing at me? Fast tape Daoqian Chang. Do not like the communication, I will plan a happy Belle shoes! Answer: 1 Friends 2 Members 3, 4 cheat the people trust the credibility of the person 5 6 7 hate people who can make use of 8-9-abiding eople depend on for life 10 B11 terror silly lover 13 12 14 enemies if you return to our love do not know when the soldiers come and go only street. Song of the final mix into a thick, children are not allowed to lie.

that pretty woman

that pretty woman, the first to pick a pair of expensive shoes to go, while the other woman, not anything about this incident is not sound to put on an ordinary pair of shoes away. they are returned to the village. wearing an elegant pair of diamond luxury The shoes, beautiful women to see each village will show off to them and said his good fortune, met God, by God's favor, giving her a beautiful pair of shoes unique world. Therefore, she was the envy of all the villagers can everybody was ashamed of her fortune, unfortunately ill-fated.